Which is the Best Remortgage for You?
Remortgages and mortgages alone can be confusing. Amber Mortgage Solutions ensure that you are assigned an independent mortgage adviser with the expertise to find you the best deal.
We offer you whole of market independant advice on the best mortgage option for you, following an in depth consultation to ensure we fully understand your mortgage needs.
Call us on 01702 619 221 and we will put you in touch with one of our locally based mortgage advisers who will guide you from the initial fact finding questionnaire through to completion answering any questions you have along the way.
We’ll concentrate on helping you compare mortgage rates with the following in mind:
- Fixed, tracker, discount and variable rate mortgages
- Repayment and interest only mortgages
- Free survey and cash back deals
- Early repayment charges
Have a chat with one of our friendly advisers today who are on hand to help you, not judge you, on 01702 619 221.
How We Work
- To start with please either call us or complete the above application form.
- One of our mortgage consultants will be in touch with you to discuss your application.
- After we have your details, we will search the market for the best schemes to suit you.
- We will then talk you through the details of your mortgage.
- 100% Secure, Confidential and hassle free.
It is much simpler to remortgage than buying your first home or moving home.
The Deeds to the property are registered to you already, so the solicitors do not need to transfer deeds do the searches that are involved with a new purchase.
There are two main options when it comes to Remortgaging.
Stay with your existing Lender
You may choose to remain with your existing lender and remortgage onto another deal. This makes the process even easier. You can get a broker to assist you with this or approach your lender yourself.
Switch to a new lender
If you choose to switch to a new lender Amber Mortgage Solutions can assist you every step of the way, we can find you the right mortgage for your needs. We can do all of the hard work for you, call us on 01702 619 221 to book an appointment or go through your application over the phone, we will find you the mortgage that suits your needs, taking into account all aspects of the loan, from the booking fee to the penalty for early buyout.
You will likely need some documents for the application, these usually include:
Proof of income, and expenditure, so a P60, recent payslips, bank statements and latest mortgage statement(where applicable) Information from your employers, other lenders, your landlord. Identification, Birth Certificate or Passport.
Here at Amber Mortgage Solutions will manage this side for you and ensure that you have provided sufficient evidence to support your application if you are aware of the requirements before you apply and you have them all ready you will find it much easier. Maybe get a folder and put all of these documents in there ready for the application.