Remortgaging your home?
Compare mortgages from the whole of market to find the best remortgage for you.
Which is the Best Remortgage for me?
Remortgages and mortgages alone can be confusing. Amber Mortgage Solutions ensure that you are assigned an independent remortgage adviser with the expertise to find you the best deal.
We offer you whole of market independant advice on the best mortgage option for you, following an in depth consultation to ensure we fully understand your remortgage needs.
Call us on 01702 619 221 and we will put you in touch with one of our locally based mortgage advisers who will guide you from the initial fact finding questionnaire through to completion answering any questions you have along the way.
We’ll concentrate on helping you compare mortgage rates with the following in mind:
- Fixed, tracker, discount and variable rate mortgages
- Repayment and interest only mortgages
- Free survey and cash back deals
- Early repayment charges
Have a chat with one of our friendly advisers today who are on hand to help you, call us on 01702 619 221.
How We Work
- To start with please either call us or complete the above application form.
- One of our mortgage consultants will be in touch with you to discuss your application.
- After we have your details, we will search the market for the best schemes to suit you.
- We will then talk you through the details of your mortgage.
- 100% Secure, Confidential and hassle free.
It is often much simpler to remortgage than buying your first home or moving home.
There are two main options when it comes to Remortgaging.
Stay with your existing Lender
You may choose to remain with your existing lender and switch onto another deal. This makes the process even easier. You can get a broker to assist you with this to make sure that you go into your next mortgage product safe in the knowledge that you have the best available mortgage.
Remortgage to a new lender
If you choose to switch to a new lender Amber Mortgage Solutions can assist you every step of the way, we can find you the right mortgage for your needs. We can do all of the hard work for you, call us on 01702 619 221 to book an appointment or go through your application over the phone, we will find you the mortgage that suits your needs, taking into account all aspects of the loan, from the booking fee to the penalty for early repayment.
You will likely need some documents for the application, these usually include:
- Proof of income, and expenditure, a P60, recent payslips
- Bank statements and latest mortgage statement(where applicable)
- Information from your employers, other lenders, your landlord
- Identification, Passport or Driving License
Here at Amber Mortgage Solutions we manage this side for you and ensure that you have provided sufficient evidence to support your application if you are aware of the requirements before you apply and you have them all ready you will find it much easier. Maybe get a folder and put all of these documents in there ready for the application.
What are the reasons to remortgage your home?
These days there are so many mortgage options available to you that to remortgage can ensure that you are getting the best deals available to you.You may also find that like with insurance policies it is best to switch your mortgage regularly to ensure that you are getting the best available options.
To Save Money
If your fixed rate mortgage has ended and you are now on your lenders Standard Variable Rate (SVR) you are likely to be paying a higher rate of interest than you could if you were to switch to another Fixed Rate Mortgage or Tracker Mortgage You may find that even if you have an Early Repayment charge on your mortgage that you may still be better off in the long run.
Call us today on 01702 619 221 to see if you can get a better deal.
Why Move, Improve
You may wish to “pull out” some of the capital in your property to add an extension, this can be achieved by Remortgaging or taking a further advance
Raising Funds for other purposes.
If you have a major expense like a child to support through University or a wedding you may wish to use some of the capital in your property to pay for these. By remortgaging you may find it a cheaper option than any other form of lending
If you have other debts and are struggling with the repayments you may find that you can make your monthly outgoings less by remortgaging and consolidating your debts.
Allow Amber to take that hassle away from you with our dedicated remortgage team on hand to guide you through the entire process, call us today on 01702 619 221 for hassle free remortgage advice.
Considering remortgaging but worried about your bad credit history?
We understand that a history of bad credit can make finding a lender willing to provide a remortgage difficult. However, don’t let the fear of bad credit put you off on looking at remortgaging. Amber Mortgage Solutions can still help you save money by switching your existing loan.
There are a number of credit issues for which you can still qualify for a remortgage.
- No credit history
- Low credit score
- Late payments
- Missed mortgage payments
- Debt management Schemes
If you still have any concerns, then do not hesitate to get in contact today. Call 01702 619221 to arrange an appointment or to discuss with one of our superb Bad Credit Remortgage brokers over the phone.