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About The Mortgage

Home Movers!

Let’s Find The Right Moving Home Mortgage For You

We search whole of market to offer our customers the best Moving Home Mortgage deals and rates

If you are moving home we have an expert mortgage adviser who will find the best deal for you. At Amber Mortgage Solutions we have a highly skilled, highly qualified team of mortgage brokers, who can make your home mover mortgage application a breeze, and find you the right mortgage for you.

Moving Home Mortgage
No hassle Home Movers Mortgage solutions

We will offer you whole of market independent advice on the best mortgage option for you, following an in depth consultation to ensure we fully understand your mortgage needs.

Call us on 01702 619 221 and we will put you in touch with one of our locally based mortgage advisers who will guide you from the initial fact finding questionnaire through to completion answering any questions you have along the way.

We’ll concentrate on helping you compare Moving Home mortgage rates with the following in mind:

  • Fixed, tracker, discount and variable rate mortgages
  • Repayment and interest only mortgages
  • Free survey and cash back deals
  • Early repayment charges

How We Work

Moving Home Mortgages
Helping to tick all the right boxes for your new Home Movers Mortgage
  • To start with please either call us or complete the above application form.
  • One of our home mover mortgage consultants will be in touch with you to discuss your application.
  • After we have your details, we will search the market for the best schemes to suit you.
  • We will then talk you through the details of your mortgage.
  • 100% Secure, Confidential and hassle free.

Our superb team will evaluate your needs and reduce the stress associated with moving home. Helping to make the moving process run smoother.

We also help with:

Can I transfer my existing mortgage? Do I need to arrange a new mortgage? Do I have to pay any fees?

These are all questions we can help answer.

Can I transfer my existing mortgage?

Usually, you should be able to transfer your existing mortgage over to your new home. If you can transfer your mortgage you must be aware that a transfer fee may be payable. Your mortgage provider will able to confirm if this applies to your case. 

However, the option to transfer is not guaranteed and will be dependent on your mortgage advisor. Some mortgage providers are not willing to transfer your existing mortgage and will request that you apply for a whole new mortgage. An example of why this may happen is if your new property is more expensive and you therefore may need extra money to secure it. In this scenario, your provider may wish to assess your situation as a new agreement.

Do I need to arrange a new mortgage?

If you can’t transfer your mortgage, it’s a good opportunity to look for a new one – Amber Mortgage Solutions can help you find a new mortgage, hopefully with a better rate. 

When deciding on your new mortgage, the main thing to consider is whether you want a fixed or variable rate. 

Fixed Rates – Does exactly what it says, these rates will remain the same regardless of how the base rate changes.

Base Rate Tracker – These rates are variable and are directly impacted by the base rate; if it falls, then so will your monthly repayments. Likewise, if the base rate was to rise, again so would your repayments. Sometimes, a tracker rate will come with a minimum rate – or ‘floor’ rate – so check for details of this in your mortgage terms and conditions. The current Bank of England base rate is 0.75%.

Standard Variable Rate (SVR) – With an SVR, even if the base rate were to move, lenders are not required to change their rates. 

Contact us today to discuss your options in more detail.

Do I have to pay any fees?

Whether you are transferring your existing mortgage or applying for a new mortgage you may incur fees.

When you leave an existing mortgage deal or take out a new one, there may be fees to pay, such as exit or arrangement fees. 

Your mortgage provider will be able to advise if there are any fees to pay..

Looking to move home but concerned about your bad credit history?

Mortgages can be daunting at the best of times, and borrowers with limited experience may not be sure how to get a mortgage with bad credit which is also known as an Adverse Credit Mortgage. When looking online mortgage searches often return results for grade A credit scores and showing mortgages that you won’t probably qualify for.

What credit issues are acceptable for mortgages:

30 Day Free Trial then £14.99 monthly – Cancel Anytime

Mortgages can be arranged for people with poor credit in the following situations:

Still unsure whether you will have any issues moving home then contact us today for peace of mind. One of our Home Movers brokers will be happy to answer any questions you may have.

Home Mover Mortgage Solutions

Can I get a Home Movers Mortgage with adverse or bad credit?

Worried about how your credit score may impact you chances of getting a Moving Home Mortgage?

We understand that a history of Bad Credit can make finding a lender willing to provide a mortgage tricky.

However at Amber Mortgage Solutions we consider everyone. So regardless of your Bad Credit score, our specialist mortgage advisors can help you to find the best deals on the market and access an affordable Bad Credit Home Movers Mortgage to suit your personal circumstances.

We have created the below frequently asked questions to answer those tricky questions.

For more information on securing a mortgage with bad credit.


Cant Find What Your Looking For

Speak to our friendly mortgage brokers

Call Us On

01702 619 221

Open: Monday - Friday 8:30am - 5:00pm

Mortgage Quick Find

Quick FAQs

Take a look at our extensive FAQ section

For the answers to some of our most commonly asked questions, below.

Yes. Whilst getting a Moving Home Mortgage with bad credit can be difficult, it’s a common situation many applicants find themselves in. So whilst a bad credit history can make things tricky, there are steps we can help you take to start repairing your credit rating and get you back on track to finding the right mortgage for you.
Even with a bad credit score, it is still very possible for you to get a Moving Home Mortgage. There are varying degrees of what is considered to be a ‘poor credit’ score and one black mark on your credit file may not have as significant an impact on your mortgage application as you believe.
You may have been told that your credit rating is ‘bad’ or it might have been described to you as ‘adverse’. Essentially, in the context of getting a mortgage, both words mean the same thing and we are able to help you with both.
There is very little difference between the two, especially as different lenders will look at very different criteria when assessing a mortgage. However, if you know you have any recent defaults, IVAs, are on a debt management plan or have CCJs, you may want to seek the help of specialist advisors, like Amber Mortgage Solutions, who will be able to advise on the best mortgage for you.
When looking for an affordable bad credit mortgage, there are still many options out there, they may just be that little bit harder to find. Whilst a few high street lenders may consider applicants with minor or historical credit issues, the majority will probably refuse an application with a bad credit history. However, there are still many independent lenders out there who will be able to offer you a suitable deal – you just need the right help to find them.
This really is dependent on the perceived potential risk you represent to lenders. Whilst there are some credit events considered more serious than others, such as CCJs or bankruptcy, there are still ways you can remedy your credit score to lower the costs to yourself. For example, if you have a CCJ from several years ago on your credit report, but you have since made all of your credit repayments on time and used them responsibly, whilst a high street lender may still refuse your application, this would look more favourable to an independent lender who can offer you the right deal.
Contact us today! Our friendly advisors will be happy to talk you through the next steps available to you and help you on your way to obtaining the mortgage you need. We’re here to help you, not judge you, so call us on 01702 619 221.

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