At Amber Mortgage Solutions we understand that whether you’re looking for a mortgage, mortgage advice, home insurance or life insurance it can be a complicated and daunting affair. We have created these articles to help you understand the market better or simply contact us now through our live chat service or call us on 01702 619 221

Autumn Budget 2017: Stamp Duty Scrapped For Most First-Time-Buyers

At the heart of the Chancellors Autumn budget was the housing crisis and helping first-time-buyers move onto the property ladder. Most First time buyers will now pay zero stamp duty on the first £300,000 of any home that costs up to £500,000 with immediate effect - a cut of up to £5,000.   The ...Read more >>

Making The Most Of Rent-A-Room Relief

Sarah Bradford, Property Tax Insider, October 2017 Sarah Bradford explores the opportunities for enjoying tax-free income under the rent-a-room scheme. Making tax-free income is an attractive proposition, and those looking to earn some extra money by letting a room in their home can do just that, by taking advantage of the rent-a-room ...Read more >>

BREAKING: The Bank of England has voted to raise UK interest rates, for the first time in over a decade.

Bank Of England's Decision Interest rates are going up to 0.5%, from 0.25%. The Monetary Policy Committee has voted 7-2 to increase Bank Rate to 0.50%. The committee voted unanimously to continue with the programmes of corporate bond purchases and UK government bond purchases. The Committee says it only expects ...Read more >>

BREAKING: The Bank of England has voted to raise UK interest rates, for the first time in over a decade.

Bank Of England's Decision Interest rates are going up to 0.5%, from 0.25%. The Monetary Policy Committee has voted 7-2 to increase Bank Rate to 0.50%. The committee voted unanimously to continue with the programmes of corporate bond purchases and UK government bond purchases. The Committee says it only expects ...Read more >>

10 interesting and quirky facts about Southend on Sea & Essex

Essex is a vibrant county with over two thousand years of history and an economic powerhouse, Essex is a fascinating place to discover and explore – here’s some fascinating things about our county you might not know! Southend Pier, at 1.33 miles long, is the longest pleasure pier in the world. ...Read more >>

Remortgaging 2018 – To fix or not to fix

Should you consider fixing your mortgage now! With the Bank of England suggesting that interest rates are expected to rise in the coming months. We have put together this guide to help you to decide whether you should fix your mortgage now. Why you should consider fixing your mortgage now ...Read more >>

Bridging Loan – Getting you from one step to another

What are bridging loans? Bridging finance is usually a type of short-term business loan. It’s best thought of as a temporary loan which gets you from A to B, until you can either clear the loan in full or secure a more permanent form of finance. That’s where the “bridge” ...Read more >>

Should I consider getting Income Protection Insurance

Life is full of unexpected events. That’s why income protection insurance (also known as IPI) is great for giving you financial security when you need it the most. Over 60% of UK working households would see a fall in their income if the main earner has to stop working due to ...Read more >>

Bridging Rates at All Time Low

The cost of bridging loans have been reducing over the last 5 years. Rates now start from 0.49% pm and therefore they are no longer seen as a lender of last resort. Also their use has changed from just the traditional chain breaking bridging loan. Bridging loans are mainly used ...Read more >>

Don’t Throw It All Away! Record Keeping For Landlords

Lindsey Wicks, Property Tax Insider, May 2017 The records of a property business will not just relate to income and expenditure; the business will need to consider other taxes such as capital gains, stamp duty land tax (SOLT), and the annual tax on enveloped dwellings (ATED). Landlords that are VAT ...Read more >>

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