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About The Loan

Lets find the right Commercial Finance for you!

Lets Find the right commercial mortgage for you

“Understanding Business No Matter How Big Or Small”

Commercial Finance Options

Thinking of purchasing your own business premises, or simply looking to obtain commercial finance to invest in a commercial property to let out? Commercial finance is a loan/mortgage which is taken out by somebody who wishes to buy a commercial property.

Amber Mortgage Solutions are here to help you achieve your commercial funding needs and have expert brokers on hand to guide you through the process and realise your commercial potential.

How Can We Help?

  • All property types looked at
  • Every size of business considered
  • Advice from the whole of the market
  • Start up businesses can be looked at
  • Commercial buy to let

Commercial Mortgages

Commercial finance can be in the form of a mortgage from a lender used to either purchase a premises for your business or to purchase a commercial property with the intent to lease it to another business. As commercial finance is not regulated by the FCA, the uses for a mortgage are often more varied.

Business Loans

A business loan can be used for numerous reasons; from injecting cash flow into the business, hiring staff, looking to refurbish your business premises or just general expansion. Whatever your reason may be Amber Mortgage Solutions will take the time to understand your specific needs and work with both you and our network of small and large business lenders to ensure peace of mind.

Bridging Loan

Bridging loans are usually a short term funding solution used to complete a quick purchase or refinance an existing asset. It is used to ‘bridge’ the gap between a debt due and a credit owed. Amber Mortgage Solutions understands that the need for fast turnarounds is essential and our specialist team can utilise their network of lenders to find you the best deal.

Buy To Let

A buy to let property (sometimes referred to as ‘buy to rent’ or ‘BTL’) is a type of property investment, in which the investor becomes a landlord and rents out the property for profit. It’s a special type of mortgage based on the fact that you will not be the permanent resident, and so is assessed differently to a normal mortgage.

 

Commercial finance you can trust.

Amber Mortgage Solutions welcome you to contact us on 01702 619 221 to further discuss your needs. We understand your commercial finance requirements and that time can be tight, which is why we can arrange your loan in weeks not months. Alternatively, you are welcome to use our convenient enquiry form and we will respond to your questions promptly.

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01702 619 221

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Quick FAQs

Take a look at our extensive FAQ section

For the answers to some of our most commonly asked questions, below.

The world of commercial finance can be confusing at times, with different types of mortgages available it can be difficult to know which solution is best for you. Amber Mortgage Solutions will take the time to understand your needs and circumstances to offer accurate and impartial advice on the best option available to you.
No, commercial property mortgages can be arranged for owner occupation or as an investment where you look to lease the property to another business.
Typically, lenders will only take into account the value of the property the mortgage is for and a mortgage will often be capped at 75% LTV. They will not look at any potential revenue which can be generated from the property when assessing a loan offer.
Usually, It is a loan to purchase a property which is primarily used for commercial or business activities.
Owner Occupied is where the borrower is purchasing a commercial property which they will be primarily using as a premise to run their business.Buyer Investment is effectively a commercial buy to let. The borrower will look to purchase a commercial property and lease the property or units within the property to other businesses.

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