By Donna Puncher CeMAP Introduction When choosing a mortgage, one of the most important decisions you’ll make is…
Critical Illness Cover
Our Critical Illness Policies pay out if you are diagnosed with, or undergo surgery for a critical illness.
How would you cope financially if you had a critical illness?
We’ve seen that survival rates for critical illnesses are improving – which is great news – but life often changes dramatically after diagnosis. Not just emotionally, but financially too. Our expert insurance specialists based in Essex & London can help you get the financial protection thats right for you and your family!
Why Choose Critical Illness Cover?
Critical Illness Cover provides stand alone cover which pays out if you’re diagnosed with, or undergo surgery for a range of serious critical illnesses, as well as a number of more common and sometimes less sever conditions.
Most importantly, Critical Illness cover also includes valuable cover for your children as standard.
We can find the Critical Illness cover that is tailored to your needs and budget by choosing from a range of options and benefits which are designed to deliver quality cover.
Our Most Popular Policy For Families!
Most popular policy for families
Critical Illness Benefit Includes the following
Up to
37
Full Payment / Medical
Conditions
Up to
2
Additional
Critical Illness Conditions
Up to
6
Surgical Treatments
Surgery Benefits
Also, Children’s Benefit Which Includes:
- 38 of the conditions adults are covered for
- Hospital benefit
- Children’s death benefit
- Cover from 30 days old
Types Of Cover
Critical Illness Cover can be used to protect one or two lives and you can choose from three types of cover.
Speak to your personal Amber consultant – 01702 619 221. Your in safe hands with Amber Mortgage Solutions Critical Illness Cover
Benefits Included As Standard In Critical Illness Cover
Critical Illness Benefit
Automatically includes cover for 37 full payments conditions.You can claim if you’re diagnosed with, or undergo surgery for, a critical illness that meets one of your full payment conditions.
Accelerates Surgery Benefit
An advanced payment of the full cover amount if, during the policy term, you’re placed on an NHS waiting list for one of six surgical treatments. This means you could receive your payment before you’ve had your surgery.
Additional Critical Illness Benefit
If you’re diagnosed with a critical illness that meets one of our additional critical illness definitions, you will receive the lower of £25,000 or 25% of the cover amount.
Children’s Benefit
Can provide financial support in the event that your children suffer defined illness conditions.
Children’s benefit covers all your children including any future children from age 30 days until their 18th birthday or 21st birthday if in full time education.
Also included in Children’s benefit as standard
- Children’s Critical Illness
- Hospital Benefit
- Children’s Death Benefit
Speak to your personal Amber consultant – 01702 619 221. Why not meet the team?
You can upgrade your critical illness cover at an extra cost. You can upgrade the critical illness benefit, children’s benefit, or both with the following optional benefits.
Included In Upgraded Critical Illness Benefit
Up to
13
Full Payment / Medical
Conditions
Up to
36
Additional
Critical Illness Conditions
Up to
4
Surgical Treatments
Surgery Benefits
- Upgraded Full Payment Conditions
Further cover for 13 full medical conditions - Upgraded Accelerated Surgery Benefits
Be paid before your surgery happens - Upgraded Additional Critical Illness Benefit
Further cover for 38 upgraded critical illness medical conditions
Upgraded Children’s Benefit
All your children including future children are covered from birth until their 18th birthday, or 21st birthday of in full time education.
Up to
8
Full Payment / Medical
Conditions
Up to
11
Additional
Critical Illness Conditions
Up to
24
Weeks from pregnancy
children’s death benefit
- Upgraded Children’s Critical Illness
Further cover for an additional 8 medical conditions - Child Extra Care Cover
If your child is diagnosed or undergo’s surgery for a critical illness payment condition, receive £50,000 - Advanced Illness
Receive £10,000 if your child is diagnosed with a rapidly progressing illness - Hospital Benefit
Included as per the children’s benefit - Children’s Death Benefit
If any of your children die within the policy term, receive £5,000
Speak to your personal Amber consultant – 01702 619 221. Let us help you get the financial your protection you need!